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Research

8 min read

5 reasons US banks aren’t sending Instant Payments (yet)

 TL;DR Fintech pressure is rising. Apps like Zelle and Cash App are ...

Report

2 min read

Behind on ISO 20022? Here’s how to create a contingency plan

The ISO 20022 CBPR+ deadline is nearly here. Are you ready? If you’re ...

Article

6 min read

The pains of payments modernization (and how applied AI can help)

Imagine you’re operating a long-distance passenger train. The carriage...

Article

13 min read

Long live the Knowledge Curator | The Last Consultant

Long live the knowledge curator | The Last Consultant Ask a system li...

Article

9 min read

Is this the end of the day rate? | The Last Consultant

When the steam engine first arrived, there was no standard way to des...

Article

15 min read

The vertical AI breakthrough in payments

There are more potential variations in a single ISO 20022 payment than...

Article

10 min read

How AI is reshaping the labor force | The Last Consultant

  It used to take a whole village to harvest oats in Shetland. Now one...

Article

4 min read

Special Report: The Last Consultant

‘Consultant’ can be a dirty word. It’s like ‘lawyer’ or ‘accountant’....