Hero background

Meet your Payments Expert Agent

AI that builds payment flows. Based on the world’s best payments experts.

Modernization is expensive, slow, and risky

Modernizing core payment platforms – and building new payment flows – often takes years.

Knowledge is fragmented across bank SMEs, vendors, architects, business analysts, developers, and test teams.

Everyone has a piece. Nobody owns the complete picture.

$10B
Annual spend
Estimated annual spend on payments modernisation globally
83%
Run late
Of payments modernisation programmes exceed their timeline
87%
Over budget
Not because the tech is hard. Because the knowledge isn’t captured

The Solution: Payments Expert Agent

Payments Expert Agent helps you design, document, code, and test.

It captures every discussion, decision, rule, and requirement, and turns them into structured delivery assets.

Whether you’re building new payment flows, or upgrading and maintaining what’s already live. One source of truth runs through every stage.

Makes every expert dramatically more productive

Builds on your payments platform

Shrinks your delivery effort

One shared source of truth

Best AI Solution
Best-in-Class use of Agentic AI
Most Innovative Fintech
Technology Innovation of the Year

Four stages, one source of truth

Design
Stakeholder workshops and requirements analysis. The agent listens, understands context, and documents decisions automatically.
Document
Discussions become functional specs and code-ready implementation documentation. All traceable to source.
Code
Implementation teams – internal or external vendors – build or update the platform from these specifications, faster.
Test
The same knowledge generates test cases and validation evidence, linked to requirements, for every release.

The expertise layer

Decades of core-platform delivery, captured and embedded. The expertise that turns a general model into a payments specialist.

Our agent combines:

Banks, choose how you deploy

Your choice of model

We support leading frontier AI models today. Increasingly model agnostic over time.

The bank shield icon

Your environment

Runs within your cloud.

Certified security

Operate within secure SOC 2 and ISO 27001/27017 environments.

The AI does the work. Expertise decides how

Across financial institutions, the tasks are universal. But models are interchangeable.

We bring the knowledge layer.

Payments Expert Agent is built on decades of core-platform delivery. This is the expertise that turns a general model into a payments specialist.

That layer runs on frontier AI models, but we’re agnostic by design. The agent will always run on whichever is best.

Payments Expert Agent is the expertise layer

Safety and compliance by design

We are SOC 2 Type II and ISO 27001 certified with NIST and DORA on the roadmap.

Deployed inside your tenant

Nothing leaves your environment.

An icon showing a leader with people stood behind

Human-in-the-loop by design

Every output is reviewable before sign-off.

Immutable, auditable logs

One estate for your auditors, not two.

Ten weeks became two days

Working with a Tier 1 North American bank, the Payments Expert Agent delivered two regulatory workstreams in 16 hours. Traditionally, that work consumes six to ten weeks of a senior team with multiple SMEs running in parallel.

127

Artifacts delivered with 100% accuracy

2 days

End-to-end effort by one Product Owner + our Agent

100%

Fully traced with auditable, immutable logs

What our clients say

This level of expert insight is exactly what we are looking for.

Payments Program Lead

Previous
Next

The smarter, faster way to modernize payments

We’ve embedded the world’s leading payments experts into AI. So you can modernize faster and spend less doing it.