Insights

Why payments needs applied AI

We need SLMs steering LLMs to build new payment flows

Payments is too complex. We need a new model

What vendors, banks and systems integrators must do next

Payments is at an inflection point

Nobody wants to say it: payments complexity exceeds...

Here’s how AI can help deliver payments modernization

Payments modernization is still manual. AI can change that, but only if we can prove it

Banks see AI as a way to close payments expertise gaps

Over half of banks have delayed or scaled back a project.

7 payments trends in 2026

Payments are evolving faster than many banks can respond

From Telex to Built-By-AI (BBai)

We once trusted humans to type payments over telex.

Hybrid intelligence and the future of consulting

The pains of payments modernization (and how applied AI can help)

Long live the Knowledge Curator | The Last Consultant

Is this the end of the day rate? | The Last Consultant

The vertical AI breakthrough in payments