Insights

Featured Posts

Article

8 min read

Payments is too complex. We need a new model

Last week, in part one of this series, I made the case that payments h...

Article

4 min read

Banks are betting big on digital money

Let’s talk about oat milk.  For a long time, it was dismissed as...

Article

8 min read

7 payments trends in 2026

The pace of change in payments was relentless in 2025. Instant payment...

Article

8 min read

Verification of Payee Has Arrived in Europe: 6 big lessons

Key takeaways:  Instant payments in Europe now include payee verific...

Article

4 min read

Europe’s instant payments go live – VoP faces early hurdles

Key takeaways:  Incorrect BIC or legal entity registration causes fa...

Article

4 min read

The hidden risks of SEPA Instant cash pooling

Key takeaways SEPA Instant breaks old cash pooling rules. Real-time ...

Article

5 min read

SEPA Instant Limit Management: Which architecture works best?

Key takeaways SEPA Instant limit management is creating complexity fo...

Article

7 min read

SCT Inst has a limit problem. Here’s how to fix it

Key takeaways Single European Payments Area (SEPA) Instant limits ar...