Your project, delivered by the world's leading payments expertise.
Lower costs, accelerated development, and predictable success. Delivered with the Payments Expert Agent.
Payments platform specialists
OPF, GPP, ACI Connetic. Our team implements, upgrades, and delivers payments platforms to banks worldwide.
World leading expertise
Our experts are the most respected in the business. We deliver their expertise at scale using intelligent technologies.
Payments Expert Agent
The world’s best payments platform delivery experts inside an AI agent. It works alongside your teams to deliver wherever they work.
We deliver end-to-end
How we work
We combine deep OPF, GPP, and ACI Connetic expertise with intelligent technologies. We step into high-stakes environments, stabilize delivery, and accelerate progress. Our delivery model protects your timelines, your budget, and your reputation.
Design
Program planning
Implementation
Go-live Support
On-Demand, 24/7
Your dedicated payments expert
Think of the Payments Expert Agent as the world’s most experienced and successful payments platform delivery expert. On demand, infinitely scalable, covering the full development lifecycle.
The Payments Expert Agent combines AI precision with our OPF, GPP, and ACI Connetic expertise. It works across your teams to manage complexity, maintain quality, and accelerate every stage of your payments platform program. Safely, securely, and at scale.
Fluent in payments
The Payments Expert Agent is fluent in OPF, GPP, ACI Connetic, and other major payments platforms. With expert governance and auditability.
End-to-end
We assist across the full upgrade and configuration cycle — asking clarifying questions, generating client‑readable artifacts, auto‑building tests, and guiding fixes directly — so your teams deliver right‑first‑time.
Expert delivery
A three-year SWIFT and TARGET2 programme
A global Tier 1 bank needed to deliver SWIFT ISO 20022 Cross Border and TARGET2 in phases over three years, ready for a March go-live.
There were shifting regulatory deadlines. Over 700 changes across the estate. And a March go-live that could not move.
We ran it end-to-end with no major incidents on the day.
ISO 20022 value workshops
Structured workshops to drive out the business value of migration, aligning stakeholders on what mattered beyond mere compliance.
FastStart strategy and business case
Accelerated strategy development and a defensible business case, delivered fast enough for the programme to commit to realistic scope.
Outsourced end-to-end delivery
A multi-disciplined team covering business analysis, project management, quality assurance and automated testing, operating as the bank's delivery engine.
Go-live testing with production data
A go-live testing solution using production data and MT-MX automated translation, accelerating migration and guaranteeing Day 1 readiness.
Outcomes that matter
Measure what matters to you — we baseline time, quality, cost, and adoption, then report improvements as you scale.
Time‑to‑market
Deliver releases 30–40% faster, meaning earlier scheme compliance and product launches.
Less stress
Fewer late‑stage defects and smoother cutovers drive less rework, closer alignment on custom configurations and lower costs.
Operational efficiency
Reduce BA/QA rework and handoffs; 20–30% lower delivery effort on in‑scope work.
Risk & compliance
Traceable requirements to tests to configuration with auditable approvals reduces go‑live risk.
Scale
Capacity grows with data, not headcount.
24/7 expertise
Access deep payments expertise around the clock, whenever you need it.
SEPA compliance for a Tier 1 UK bank
A Tier 1 UK bank needed to achieve SEPA v2019 compliance with legacy systems that couldn’t absorb the changes in time. The strategic replacement wasn’t ready. And the incumbent vendor wanted over £1m and six months for a tactical fix.
Four problems. One deadline. No room to move.
We delivered a compliant tactical wrapper in four months. At half the cost.
Legacy system assessment
We mapped the gap between the bank's outdated SEPA stack and version requirements, establishing what could be wrapped without touching the core.
Regulatory Accelerator
We built a tactical wrapper, translating 23 message types and shielding legacy systems from channels and gateways.
Four-month delivery to live
From start to go-live in four months. No missed deadline, no regulatory exposure, and no disruption to the strategic replacement programme already in flight.
Clean exit, zero sunk cost
When the strategic platform landed, the wrapper came out cleanly. No re-architecture. No maintenance burden. No cost left behind.
A better delivery model
Why work with us?
Say goodbye to armies of off-site consultants and the churn of lost handovers. Knowledge from your teams and RedCompass Labs’ experts is captured and retained permanently in the Payments Expert Agent.
Expert-in-the-loop
An elite squad of our payments experts: functional and technical. They onboard, guide, and deliver your project. Alongside the Payments Expert Agent and with your team.
Flexible deployment
A secure, auditable payments modernization AI solution, trained for OPF, GPP, and ACI Connetic. The Payments Expert Agent delivers wherever your team works. Client-side deployment, fully hosted, and hybrid cloud.
Trusted by vendors
We work directly with payment platform vendors to deliver a better payments modernization model. Using intelligent technologies.
Let us be your guide
You need a guide – people and technologies who understand both your business and payments deeply. With the Payments Expert Agent, we can:
Run your workshops
Identify what to prepare before workshops so they run smoothly.
Bridge the gap
We speak payments. We use the same language as your vendor delivery team, bridging knowledge gaps for smoother collaboration.
Understand your needs
Evaluate architectural options to select the best fit for your bank’s payments transformation.
Work in sync with vendors
Own your testing strategy, complementing your vendor's automated tests with your own business-focused coverage.
Where the value lands
Requirements & clarity
Single, validated source of truth across every stage of the project; bank-readable, sign‑off‑ready docs such as detailed FFD, Use Cases, and CRs; earlier build start.
Better test coverage
Traceable tests aligned to your signed‑off project requirements; gaps identified and filled; standardised reports.
Virtual expertise
Instant functional answers for BA/QA/Dev using project artefacts and payments knowledge — 24/7.
Why us?
We are the leading specialists in payments platform upgrades and implementations. Our teams have delivered more successful OPF programmes for major banks across Europe, Asia, and North America than any other partner. Now we’re scaling that expertise with the Payments Expert Agent: payments-fluent AI working alongside our consultants. The result is faster delivery, higher quality, and predictable outcomes—bringing the full weight of our experience to every project, every day.
Oliver St-Clair Stannard
VP, Payments Strategy, AI, Go-to-Market, RedCompass Labs
Our latest insights
Starting a payments platform project?
Whether you’re implementing or modernizing your payments platform, we can help. Get started with a technical deep dive. We’ll create an ROI and adoption plan, and then schedule a pilot.