Payments modernization is still too slow
The old model wasn’t built for the speed banks need today.
Payments modernization depends on scarce expertise. Business analysts develop requirements. SMEs answer questions. Developers translate specifications. Test teams validate what was built. Every handoff creates an opportunity for knowledge to get lost, documentation to fall behind, and timelines to stretch.The result is a familiar model: large teams, long projects, and valuable experts spending weeks on work.
Payments Expert Agent changes that model.
A different kind of AI
AI built for payments modernization. Not anything else.
Generic AI can make people faster. Payments modernization demands more than speed.
Payments Expert Agent is built on payments-specific knowledge: scheme rulebooks, platform specifications, regulatory documentation, clearing-house standards and RedCompass Labs experience across more than 300 complex payments modernization projects.
It speeds up your existing team, giving your people payments expertise that is available when and where they need it.
It can be done differently
10 weeks became 2 days
Payments Expert Agent completed two regulatory workstreams in just 16 hours for a Tier 1 North American bank.
The same work would traditionally take a senior team with multiple SMEs working in parallel, six to ten weeks of work.
Every Payments Expert Agent output was audit-ready, with a clear line from the original regulation to what the bank needs to do and how it should be tested.
2 days
End-to-end effort
127
Artifacts delivered
100%
Accurate and fully-traced
World leading payments expertise
24+ years of experience backed by AI
For more than two decades, RedCompass Labs has helped major banks and payments platform providers solve complex modernization challenges.
Payments Expert Agent captures that experience and applies it across the development lifecycle, bringing together world leading payments experts, project knowledge and platform-specific intelligence in a single AI tool.
The expertise gained from hundreds of projects doesn’t sit in one person’s head. It goes to work on your project.
From discovery to go-live
Accelerate the entire modernization lifecycle
Payments Expert Agent works alongside your team across the Software Development Lifecycle (SDLC). It helps to reduce manual effort while keeping knowledge and requirements connected. Your project is supported from discovery and requirements through design, development, testing, UAT and go-live.
Discovery & analysis
Quickly turn complex documentation and payments requirements into usable project intelligence.
Requirements
Capture requirements, rules, and acceptance criteria while decisions are being made, not weeks later.
Design & development
Give developers payments and platform context without waiting for answers to travel between teams.
Testing & QA
Generate traceable tests tied directly to requirements, rules, and expected behavior.
Defect resolution
Trace defects back to their source and help teams understand not just what failed, but why.
Knowledge continuity
Capture project knowledge so expertise remains available throughout the program, rather than disappearing with a handoff.
Less waiting. Fewer handoffs.
Expertise at the heart of the every project
Traditional payments modernization projects often require multiple specialists working in parallel. If one team depends on another for critical knowledge, progress stalls.
Payments Expert Agent gives analysts, developers, QA teams, and SMEs access to the same payments intelligence and project context.
That means fewer knowledge gaps. Fewer interpretation gaps. Fewer delays. And a modernization project that keeps moving. Faster.
Built for banks
Move faster without giving up control
In banking, control matters just as much as speed.
Payments Expert Agent was designed for regulated environments, with deployment and governance options build around bank security requirements.
Your environment
Deploy inside your cloud environment, with your data remaining inside your perimeter
Human-in-the-loop
AI-assisted outputs can be reviewed and approved by human experts before sign-off
Fully traceable
Outputs and recommendations can be traced back to their underlying sources
Enterprise grade security
Payments Expert Agent supports ISO 27001, SOC 2 Type II and NIST CSF-aligned environments
Payments expertise at scale
Smaller team. Bigger output.
Payments modernization has traditionally scaled by adding people. Payments Expert Agent creates another option.
By putting payments-specific expertise directly into the workflow with AI, banks can reduce dependency on large teams while giving the people who remain more capability and capacity.
Your experts still make the decisions. They just spend less time searching, documenting, translating, reconciling, and repeating work that technology can now accelerate.
We know payments
Why RedCompass Labs?
Payments Expert Agent didn’t begin with an AI model looking for a banking use case.
It started with payments experts looking for a better way to modernize payments.
24+
years in payments modernization
24
countries
200+
years combined banking experience
300+
successful projects
Deep expertise. Smaller teams. Faster delivery.
Payments Expert Agent works alonside RedCompass Labs specialists and your internal teams, combining the speed and scale of AI with the judgement, experience and accountability that complex payments programs require.
See how we can help your team compress timelines, reduce manual effort and modernize payments differently.