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Research

3 min read

Payments Modernization: On time, on budget, and other fairy tales

Imagine you run a cozy neighborhood bakery. You’ve got loyal customers...

Article

12 min read

What is UPI Circle? A smarter way to handle instant payments

TL;DR UPI Circle makes instant payments smarter by streamlining how b...

Article

13 min read

Hybrid intelligence and the future of consulting

 TL;DR AI is reshaping consulting: Firms that blend artificial intel...

Article

4 min read

How a Tier One bank got ISO 20022 ready in six weeks

One of Canada’s biggest banks had a tough job ahead: move to ISO 20022...

Article

Research

8 min read

5 reasons US banks aren’t sending Instant Payments (yet)

 TL;DR Fintech pressure is rising. Apps like Zelle and Cash App are ...

Article

8 min read

SEPA Instant Limit Management: Which architecture works best?

TL;DR SEPA Instant limit management is creating complexity for Europe...

Article

16 min read

SCT Inst has a limit problem. Here’s how to fix it

TL;DR: Single European Payments Area (SEPA) Instant limits are chang...

Article

8 min read

What is the EPC’s Directory Service (EDS)?

TL;DR: Connect to the EDS now: All payment service providers and RVM...