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Article

11 min read

Verification of Payee Has Arrived in Europe: 6 big lessons

The idea behind Verification of Payee (VoP) is simple: before a paymen...

Article

8 min read

Europe’s instant payments go live – VoP faces early hurdles

And here we are. After 18 months of work, the European Instant Payment...

Research

3 min read

Payments Modernization: On time, on budget, and other fairy tales

Imagine you run a cozy neighborhood bakery. You’ve got loyal customers...

Article

Research

8 min read

5 reasons US banks aren’t sending Instant Payments (yet)

 TL;DR Fintech pressure is rising. Apps like Zelle and Cash App are ...

Research

7 min read

Less than 1% of financial crimes are recovered. What holds banks back?

There’s nothing organized crime wants more than for us to contin...

Research

5 min read

Is AI the Future of Payments Modernization?

Back in the 1970s, the world was told the silicon chip would revolutio...

Research

4 min read

US Instant Payments Research: Time US banks left legacy behind?

Unlike other markets around the world, instant payments are yet to tak...

Research

4 min read

Are banks ready for SEPA instant? | EU instant payments research

Interoperable, frictionless (and soon invisible) instant payments will...