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Article

7 min read

Payments is at an inflection point

There’s something that nobody in payments will say out loud. Not vendo...

Article

5 min read

Swift delays ISO 20022 structured address deadline

So the rumours were true. Swift has extended the ISO 20022 structured ...

Article

Research

3 min read

Nearly half of banks are behind on ISO 20022

I grew up in Gwalior, India, but I’ve lived in London, England, with m...

Research

2 min read

Payments Modernization: On time, on budget, and other fairy tales

Imagine you run a cozy neighborhood bakery. You’ve got loyal customers...

Article

Research

5 min read

5 reasons US banks aren’t sending Instant Payments (yet)

Key takeaways Fintech pressure is rising. Apps like Zelle and Cash A...

Research

4 min read

Less than 1% of financial crimes are recovered. What holds banks back?

There’s nothing organized crime wants more than for us to contin...

Research

4 min read

Is AI the Future of Payments Modernization?

Back in the 1970s, the world was told the silicon chip would revolutio...

Research

3 min read

US Instant Payments Research: Time US banks left legacy behind?

Unlike other markets around the world, instant payments are yet to tak...