Are banks actually ready for digital money?

A 140-strong consortium – including Visa, Mastercard, BlackRock, and Stripe – has launched Open USD, a stablecoin, to take on Tether and Circle.

JPMorgan, Citi, Bank of America, and Wells Fargo are building a bank-led tokenized-deposit network through The Clearing House.

SoFi became the first US national bank to put a stablecoin inside its own app.

Western Union and MoneyGram both rolled out dollar tokens across their remittance networks.

And in Europe, the European Central Bank is moving central bank money onto distributed ledger technology: its wholesale settlement solution, Pontes, launches this quarter, with the retail digital euro heading toward a 2027 pilot.

Three layers of digital money – stablecoins, tokenized deposits, and central bank money – each with live or imminent infrastructure, and each with its own rulebook: GENIUS in the US, MiCA in Europe, the UK’s new systemic stablecoin regime. Every bank now has to work with all three.

But how?

Is the industry ready for this change? And how are banks responding?

We asked 300 senior payments professionals to find out. This session delves into the findings.

You’ll learn:

• Which layer banks are betting on – stablecoins, tokenized deposits, or CBDCs
• Which rail is the money really choosing for cross-border and B2B
• What all three mean for your payments hub and your deposit base
• The readiness gaps that decide who moves first

You’ll hear from Scott Hamilton, Global Payments & Liquidity Expert and Contributing Editor at Finextra [Moderator], and Santhosh Kumar, Senior Business Analyst at RedCompass Labs. More speakers will be announced very soon.

We’d love it if you could join us. Click here to save your space.