Research
What holds banks back from onboarding schemes and rails?
We asked 300 senior US payments professionals what’s holding them back in payments modernization. The top three were:
56%
said high costs. It’s complicated and expensive to get right.
40%
said internal support and senior buy-in for payments modernization projects.
38%
said a lack of expertise. There's only so much to go around.
Slow, resource-heavy, confusing
Your customers expect a fast, streamlined payments experience. New payment schemes are open to you, but you’re stretched on time and resources, wrestling complexity, and wondering why onboarding needs to be this hard.
Meet your guide
The onboarding agent delivers a complete, bank-specific onboarding pack: gap assessment, implementation roadmap, business case, project charter, test plan, certification checklist—plus progress tracking and reporting. Bank-specific onboarding, end-to-end.

Track readiness

Certify with confidence

Speed up, spend less, certify with confidence
The Payments Scheme Onboarding Agent saves:

Time
Cuts time from months to weeks with auto-generated checklists, tests, and artefacts.

Money
Cost down, quality upfewer consultants, more reuse, better confidence in certification.

Stress
Your agent uses operationally simple guided, repeatable workflows to build confidence and onboard rails.
AI-powered companion for real-time payments onboarding
Go from “Where do I start?” to “We’re live”

Simplifies
Whether a direct participant, an indirect participant, or a PSP, the agent simplifies onboarding—making it repeatable, scalable, and compliant.

Best in class
Built on the lifecycles of leading real-time payment networks and infused with global best practices from The Clearing House, FedNow, and the New Payments Platform.

Accessible
From roadmap to certification, everything is auto-generated, traceable, and scheme-aligned. Reuse your onboarding pack for the next scheme.