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Research

3 min read

Payments Modernization: On time, on budget, and other fairy tales

Imagine you run a cozy neighborhood bakery. You’ve got loyal customers...

Article

12 min read

What is UPI Circle? A smarter way to handle instant payments

Key takeaways UPI Circle makes instant payments smarter by streamlini...

Article

26 min read

RfP (Request for Payment) for TCH RTP 

The Clearing House (TCH) has implemented Request for Pay (RfP) on its ...

Article

9 min read

All You Need To Know About FedNow

Designed by the Federal Reserve, FedNow will be the first new payments...

Article

7 min read

Part two: Microchip implants – the wallet of tomorrow?

In the first article we introduced the idea of a small implant acting ...

Article

5 min read

Part one: Microchip implants – the wallet of tomorrow?

Imagine paying for a meal, coffee or any other service with a wave of ...

Article

4 min read

Instant payments for financial inclusion 

Financial inclusion has become a top priority globally – around 1.7 bi...

Article

3 min read

Cheque elimination in UK

In the UK the first major move of the Payments Council, in 2009, was t...